FIREPath

Free FIRE calculator and retirement simulator

Explore when work could become a choice. FIRE means financial independence, retire early.

Explore your financial independence plan

Start with an editable example, then enter your ages, investments, after-tax income and yearly spending. Compare retirement ages and alternative plans across 1,000 simulated investment histories.

Your plans save in this browser profile for this website. They do not sync across devices, and clearing browser data can remove them.

Understand the limits

These are educational estimates, not predictions or financial advice. Taxes and benefits are not calculated automatically. Review the Guide and model limits in the calculator before relying on a result.